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Estate Plan: The Biggest Mistakes to Avoid

Mistakes to avoid in an Estate Plan An estate plan is not something most people want to spend time on when thinking about the inevitable—our own mortality. If you don’t, however, you may be leaving a mess for your loved ones. It is not enough to just “make a plan.” It is important to make […]

The “Estate Plan” for your Small Business

A Small Business Estate Plan By Liz Brown Just as you need estate planning documents to protect the future of your family, your small business needs an estate plan to take care of your business in the event of your death or disability. Unfortunately, too many small businesses simply “hope for the best” rather than […]

Medicaid Estate Recovery- Problems Of Expanded Medicaid

With Medicaid Estate Recovery, Expanded Medicaid Could Cost Some People their Inheritance As many of you know, the State of New Hampshire is allowed by federal law to file liens against property  and to recover from the estates of Medicaid recipients who have died. See (Medicaid Estate Recovery) at  www.dhhs.nh.gov/oos/eru/index.htm for an explanation of how this […]

US Supreme Court: Inherited IRAs not safe from Bankruptcy!!!

Inherited IRAs cannot be used for bankruptcy protection The US Supreme Court recently ruled that inherited IRAs are not “retirement accounts” for purposes of bankruptcy protection. Normally, a tax qualified retirement account is not available to creditors in a bankruptcy action. The Court ruled, however, that an inherited IRA, that is, an IRA inherited from […]

Protection for Nursing Homes or a Danger to Relatives???

Protection for Nursing Homes? NH State Bill SB138_FN Last year, the New Hampshire legislature passed a bill known as SB 138_FN. This bill was effective July 2, 2013. This bill gives protection for nursing homes by allowing them and certain assisted living facilities to bring a cause of action to recover the “costs of care” […]

New Hampshire Nursing Home Resident Transfer-Discharge Rights

Resident Transfer-Discharge Rights Constraints Recently, I have seen several cases of involuntary discharge of nursing home residents (and residents of Assisted Living Facilities.) NH Nursing homes have rules/laws to follow when it comes to resident transfer-discharge rights. Here are some constraints in this area: Statutory.RSA 151:26 Regulatory. § He-E 802.15. Transfer or Discharge of Residents Contractual. The admission agreement and Marketing […]

Culture Change in Nursing Homes

Culture Change There is a movement today in nursing homes called “Culture Change”. This concept means different things to different people and the movement is not new- although the name is relatively new. Culture change in nursing homes  goes back at least to the early 1970’s. In New Hampshire, a long term care visionary by the name of Bill Thoms (Greenbriar) pioneered  such things […]

Choosing a Nursing Home – Protect Your Loved One

Choosing A Nursing Home for your Loved One Choosing a nursing home for a loved one is about as much fun as a root canal. The process usually starts late in the day, maybe on a Friday, when you get a call from the hospital telling you that your parent/grandparent is going to be discharged over the weekend. “Which […]